Terms of Service

1. Agreement to these terms

These Terms of Service ("Terms") govern access to and use of the Warren Bot software and related services (collectively, the "Service") operated by [insert legal entity name and address] ("we," "us," or "our"). You may contact us at support@hiwarrenbot.com. By creating an account, connecting a brokerage account, or otherwise using the Service, you agree to these Terms. If you do not agree, do not use the Service.

2. What the Service does (and does not do)

The Service may provide automated or semi-automated tools, signals, or workflows intended to help you implement an investment strategy in a brokerage account you control. We do not take custody or ownership of your securities or cash. Where you choose to connect a supported brokerage (for example, via Alpaca), orders are generally submitted using API credentials you supply. You remain responsible for your brokerage relationship, account agreements, and applicable rules.

The Service is not personalized investment, tax, or legal advice. Nothing on the Service is an offer or solicitation to buy or sell any security. Counsel should confirm whether additional disclosures, registrations, or agreements are required for your business model and jurisdictions.

3. Brokerage credentials and authorization

To place orders on your behalf where you enable that functionality, you may provide API keys or similar credentials for your brokerage account. You represent that you have authority to link that account and to grant us permission to use those credentials strictly to provide the Service you request. You are responsible for safeguarding your Warren Bot login and for activity under your account.

Technical implementation details (including encryption at rest and in transit) should be described accurately in your Privacy Policy after engineering review. Do not promise security outcomes your systems cannot support.

4. Trading risk; no guarantee of results

Trading and investing involve substantial risk, including the possible loss of principal. Past performance, backtests, or hypothetical results do not guarantee future performance. Markets can move against you. Technology can fail. Third parties (including brokerages and market data providers) can experience outages or errors.

5. Limitation of liability (draft — counsel must tune)

To the maximum extent permitted by applicable law, we and our affiliates, officers, directors, employees, contractors, and licensors will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenues, goodwill, data, or other intangible losses, arising out of or related to your use of the Service or any investment losses, trading losses, missed opportunities, or similar outcomes — even if we have been advised of the possibility of such damages.

Some jurisdictions do not allow certain limitations; your counsel should draft enforceable caps, carve-outs, and mandatory provisions for consumer users where applicable. You may also need arbitration clauses, class-action waivers, or carve-outs that are unenforceable in some places; those require jurisdiction-specific drafting.

6. Indemnification (draft)

To the extent permitted by law, you agree to defend, indemnify, and hold harmless the indemnified parties from claims arising out of your use of the Service, your violation of these Terms, your brokerage activity, or your violation of third-party rights. Counsel should align this section with your insurance and corporate structure.

7. Fees, billing, and termination

Paid features, if any, are governed by the pricing and billing flows presented in the product and by separate agreements (for example, with payment processors). Subscription fees are charged to your payment method on file (for example, a credit card) and are not deducted from your brokerage account. We may suspend or terminate access for non-payment, risk, abuse, or legal compliance. Counsel should add refund, cancellation, and survival clauses as appropriate.

8. Disclaimers of warranties (draft)

Except where prohibited by law, the Service is provided "as is" and "as available" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

9. Governing law and disputes

Counsel should specify governing law, venue, arbitration or court process, and any consumer-protection overrides. Placeholder: [State / Country], courts or arbitration in [Forum].

10. Changes

We may update these Terms. Material changes should be communicated as required by law and your product design (email, in-app notice, re-consent). Posting a new date at the top of this page is not always sufficient by itself.

11. Contact

Questions about these Terms: support@hiwarrenbot.com.